Under the portfolio guarantee (or guarantee line), the ASF mandates the Credit Institution to decide on the allocation of its guarantee. This decision is made on a line basis, after defining the pre-qualification criteria (beneficiary clients, free limit, guaranteed share, amount of financing per project, duration of financing, duration of use of the line, eligibility criteria, type of risk, sectors of activity concerned, security and repayment mechanisms, etc.) and a single coverage rate of 50%.

The request for a guarantee, specifying the amount of the line as well as the details of the financing to be included (minimum and maximum amounts, experience, equity contributions, etc.), must be submitted by the applicant institution, accompanied by the following documents:

• A detailed report on the quality of its portfolio, which is the subject of the application;
• Credit approval policy;
• Risk management policy (if available);
• A business or strategic development plan for the Institution;
• The last three certified financial statements;
• The latest banking commission report or any other report in lieu thereof, as well as the related implementation report; and
• All other documents necessary to assess the Lender's application.

However, the Company may also request, before approaching the lender, a letter of interest from the ASF, based on its business plan.